Dear Friend,

What you are about to read might be the answer to help you

to make more money in your life.

To make the learning process easier and more enjoyable,

I’ve presented the lessons in a form of story. You’ll find it

more entertaining. If you are a quick reader, you might skip

through the whole book in less than 1 hour. The story in this

book is about Rick, on how he mastered the 5 lessons on

how to make more money to be wealthy again.

Making money is not as difficult as you think it is, if you

know how to achieve it. Once you learn the methods and

strategies to achieve it, all you need to do is to ‘tweak’ it for

maximum results.

Rick woke up in the middle of the night. Disturbed.

Disturbed about the fact that his business partner had

decided to quit working with him at their law firm. They had

been partners for over 5 straight years. His business partner

Robert Quinn quitted because he couldn’t take the pressure

anymore.

Their firm had just filed for bankruptcy recently. Other than

that, Robert was diagnosed with heart attack. He really

couldn’t take the disastrous pressure anymore. Rick

understood his friend very much and he was not going to

push Robert anymore.

Since he couldn’t sleep, he switched on his notebook to surf

the internet. He always does that when he can’t sleep. He

finds that the glaring of the computer screen will make his

eyes tired and want to sleep.

He was wondering, ‘What should I search for online?’

Since Rick was in financial trouble and needed more

money… he searched for ‘How to make more money’.

As he was searching pages after pages, he found a title in

Google,

He was thinking, ‘Hey, this sounds like me…’

So Rick clicked on that link. It somehow took him to an

online forum page where there were hundreds of people

posting in that forum, sharing about their financial problems

and how they managed to break free.

5

He kept on reading. There was this post by an ‘active’

member nicknamed ‘wiseman’ that seemed to catch his eye

for no reason. Maybe, it was fated for him to read that post.

Who knows. Whatever the reason, he clicked on the post’s

link. And the post came up.

Here’s what the post said:

-----------------------------------------------------

6

Here's the one secret of making more money easily.

Suddenly, the electricity in Rick’s house went out. What a

wrong timing for this to happen!

It seemed his whole house was out of electricity. He had no

choice but to visit the site tomorrow when the electricity is

up again. He couldn’t keep on waiting for the electricity to

come back. It was time for him to sleep anyway. But he

couldn’t stop thinking, what’s the one secret to make more

money easily that he’d missed to read?

He was early to wake up the next day. The first thing he

could remember was to go back to the computer to find that

url address again. But unfortunately, he had forgotten to

bookmark it. And he couldn’t remember where he’d found it.

It seemed to have disappeared.

Rick was not going to the office today. No one was in the

office anyway. They had to terminate all the staff because of

no business and funds coming in. Not only that, Rick had

just bought a new apartment in Miami, Florida. When he

purchased it last year, business was doing well. This

financial problem came in without any notice because of Rick

and Robert’s other partner, Karl. Karl had cheated their

money after convincing them to buy into the Initial Public

Offering (IPO) of Google when the company was about to go

public. The problem was, Karl never did buy the stock. He

ran away with their money instead.

7

The more Rick thought about it, the angrier he became. And

also, disappointed with what Karl had done. ‘How could he?’

Rick’s mind was still fresh about this awful incident.

But the worst part was, Rick started to get desperate for

money. He hardly spent money anymore and he kept his

money tightly like it’s the last drop of water on Planet Earth.

He was not planning to go out for breakfast today and he’d

brew his own coffee just to save a few dollars.

Life was miserable. And he still needed to pay his divorced

wife.

Desperation for money seemed to take over his mind now.

He was no longer the happy and cool person he used to be.

All on his mind was,

‘How to get more money!?’

Rick was checking his email (Robert always communicate

with Rick through emails), when he saw a new email from

someone he didn’t know … at all.

It was from ‘wiseman’ of the online forum. Heck. ‘How did

this guy finds me?’ Rick questioned himself.

Here is the email:

-----------------------------------

Hi Rick,

It’s ‘wiseman’ here. Just call me Al.

8

I got your email because you had registered at the online

forum last night in order to read all those posts. I just want

to welcome you to the community. And yeah, I got to know

that you had just registered because I’m the moderator for

my online forum.

Your new found friend,

Al.

----------------------------------

‘So, the forum does actually exist. And ‘wiseman’ or Al got

my email because he’s the moderator.’ Rick convinced

himself. That’s logical. Nothing’s strange about it.

As he was scrolling down his emails, he saw another email

from ‘wiseman’:

----------------------------------

Hi Rick,

I’m writing to you again because I want you to know,

making money easily has a lot to do with your attitude and

mindset. I call this relationship, ‘Money and You’.

You see, money is NOT a life. It has no feelings or mind of

its own. But you have. And yet, why and how is it possible

that so many people in the world treat money as their

master?

9

Money is created for you to use it. Not to keep it. I’m not

saying you MUST spend it, but to use it… not to keep and

stare at it. When it is kept, it’s nothing but a piece of high

quality paper or metal. But when it’s used, it becomes a

product.

Your first lesson, if you want to start making money easily,

is you must have the correct mindset, attitude and build

positive relationship with money.

Those who make money easily understand this relationship.

One more thing, to be rich always remember that we live in

abundance.

Till then, my friend.

Al.

--------------------------------------------------------

Wow… that’s meaningful… ‘Live in abundance.’ Rick gave

that a deep thought for a while. And he realized that he’s

not living in abundance… especially in his financial shape

right now. Not spending a couple of dollars for his regular

breakfast is obviously a signal that he’s not working towards

the abundance mindset at all.

Al was right about one thing. It’s all about mindset, attitude

and the relationship that Rick must have if he wants to make

more money.

Obviously, if he lives in this scarcity mindset of money, it’s

just a matter of time before his financial situation gets

worse.

10

This is just not him. Rick is not the type of guy who holds

money tightly like it’s the last drop of water on Planet Earth.

He can’t keep his mind creative and active to think of ideas

when his mind is ‘blocked’ with money scarcity mentality. It

just wouldn’t flow.

With this poor mindset now, he couldn’t seem to be

motivated at all.

He told himself, ‘This has to stop. Enough is enough!’

Then, he started to think and feel more positive. It seemed

like he can control his thinking and feelings without letting

money to influence it. After all, like what Al says, money is

just piece of high quality paper and metal if it’s not used.

He started to think about what Al says about living in

abundance. Rick wanted to get excited and happy about his

life again. Life is so much a bigger picture relatively

compared to money.

And also, he realized that it’s pointless to feel down and sad

because it won’t make him richer! He realized too, it all has

to do with the mindset and attitude to attract more money

in life.

Rick replied to Al’s email,

11

-----------------------------------------

Hey Al,

What you said was totally right. Now I have the correct

attitude and mindset. I’m ready to make money again and

prepared to put in my efforts.

Please give me a tip on what should I do next.

Your friend,

Rick.

-------------------------------------------

Each hour, Rick would check his email hoping to get a reply

from Al.

He was really excited with his newly found friend, and also

this knowledge of making more money.

Then, at 12.03 am, Al replied:

--------------------------------------------

Rick. I’m glad you are back on your feet already. The second

lesson to make more money is to build relationship.

Logically, you can only make money if someone else gives

you the money. It’s all depended on how good your

communication is.

To be more precise, it depends on how good a ‘salesperson’

you are. You need to ‘sell’ yourself if you want to be rich.

Good night.

Warm regards,

Al.

12

-------------------------------------------

Hhm. Rick started to analyze what Al said. He had always

been a good analyst. That is what made him an extremely

good lawyer. He can analyze and think of ideas very fast,

even under pressure like when in court fighting a case. As

he was analyzing to himself,

‘But, I’m a lawyer. I’m not a salesperson!’

Then he remembered lesson #1, the fundamental on how to

be rich. Rick needs to think differently. He has to keep his

mind open for new ideas and sees things on a different

perspective now.

That’s right! What Al said was right! Suddenly, his brain

started to work like magic. He’s thinking,

‘A real estate broker won’t be able to sell house if he can’t

sell! Or, even a doctor can’t make more money if he can’t

‘sell’ himself to build rapport with his patients so that they’ll

keep on coming.’

Rick started to think back about how this fact could be true

in his career. The fact is, if he were a poor communicator,

nobody would hire him to defend any legal case. He also

needs to be a good ‘salesperson’ to convince the jury and

judge when in court. So, it’s logical that he needs to

communicate with other people to make more money.

The first person he should communicate with must be none

other than his own business partner and close friend, Robert

Quinn.

He picked the phone at 1.24 am and rang Robert.

13

Robert picked up the phone,

‘Hello, Robert speaking.’

‘Hey Robert, Rick here. Oh boy… I’m really glad to hear your

voice because I think we’ll be able to bring our business

back to life and make tons of money.’

‘Rick, I’m not trying to be negative, but are you insane? I

hope you remember that I pulled out from our business

already. I don’t want to be involved in it anymore. I’m still

angry and upset with what Karl did to us.’ Robert replied

reluctantly.

‘Robert, you know what? I had the same thought and feeling

as you have… earlier. But not anymore, that’s history. I

realized, everything is up to us whether we want to stay in

this bad financial situation, or we are strong enough to get

up and be rich again.’

They ended up speaking over the phone till 2.30am. That

was the longest ever meaningful conversation they had had

in their relationship. Rick explained to Robert that, if they

can have the correct mindset and attitude towards money,

they are half way to achieve financial success. Once they

can master that, all they need to do is to be outstanding

communicators and convince other people to give them

money!

He explained to Robert about the first 2 lessons he learned

from Al,

Lesson #1 - Building a powerful wealthy mindset

Lesson #2 – Be an outstanding communicator

14

But then, even Rick and Robert realized now that they

needed to persuade other people to give them money if they

want to be rich, how are they going to do that? They needed

a plan. A strategy.

Rick told Robert not to worry. He told him that he got to

know this guy, Al, online to give him advice.

Rick sent another email to Al that day,

--------------------------------------------

Hey Al.

Rick here again. It seems things are going better now. After

I’ve mastered my mindset and attitude, I can ‘sell’ myself

well again. But Robert and I need a plan on how to ‘sell’

ourselves.

Do you think you can give a tip on how to do that?’

Your friend,

Rick.

--------------------------------------------

Al replied shortly after that,

--------------------------------------------

‘Rick. You must have a marketing strategy. What you must

do is be different from other lawyers. Look around you. How

many lawyers are in your city?

15

I think you’ll have competition from other lawyers, especially

those more established than you are.

What you need to do with Robert is to define your Unique

Selling Proposition (USP). In a nutshell, a USP is why the

customer should choose you against others. What makes

you special and better than the rest?

Obviously, you can’t have the lowest fees and yet provide

the best services. Logically, that won’t happen. But, you

may have something that your competitors lack. Once you

know your USP, define your niche market. Doing law is too

general. What specifically that you can add value to other

people’s lives at what you do best in your work?

This is just the fundamental of marketing. If you can

accomplish it, you’ll see more results in making money for

your business and, of course, for yourself.

Your friend,

Al.

---------------------------------------------------

Rick and Robert couldn’t think anymore. It was too late at

night. They decided to call it a night.

Ring… ring! Rick’s phone was screaming.

Rick answered, ‘Helloooo…..(still half asleep)’

Robert was on the line.

16

‘Hey Rick, I know what’s our USP! And I know who to sell

and talk to now! I’m really excited about this. I’ll see you at

our usual Starbuck’s outlet for breakfast to discuss this.’

Rick reluctantly woke up. He still wanted to sleep. Gosh, it’s

still 7.00am. But the excitement in Robert’s voice made him

curious about what Robert has to say. Rick took a quick

shower and drove down to Starbucks where they’d meet.

Robert was already there, sipping his favorite coffee.

They greeted each other.

Rick was smiling and started the conversation,

‘So, Robert… what do you have in mind that you wanted to

tell me so much this morning?’

Robert replied anxiously,

‘You know Rick… the goldmine is just in front of us. We did

not realize that 48% of all the legal cases we did was related

to divorce! It sounds funny and weird… but it seems most of

our cases relate to defending our clients from losing most of

their properties, assets or money to their other half upon a

divorce.

‘Yeah, it sounds ironic… defending our clients from losing

their money and property to their divorced

partners…hahahhahaha….but it’s a fact. But, Robert… how

does this become a USP to us?’ Rick asked.

‘Ok. Here’s the part. Because we have done this so many

times, it automatically becomes our USP. Let’s say you own

asset worth 1 million US dollar and you’re going through a

divorce. You might risk losing half, which is $500,000.00 to

your ex-partner. Would you rather hire our law firm at

$50,000.00 or risk losing $500,000.00 by hiring a cheaper

priced lawyer without track record of success?’

17

You see Rick, our clients who want to protect their money

and property in a divorce are filthy rich. They wouldn’t mind

much if they invest 5% of their asset in us to save 50%!

And our USP is that we have successfully saved over 39

million US dollar for 43 clients in the United States!’

‘You hit the jackpot buddy!’ Rick shouted happily.

Everyone in Starbucks looked at Rick. But he didn’t care. He

found his USP, which he knew would eventually make him

financially rich again. It might even make him a millionaire.

‘Remember what Al says? Once we got our USP, we need to

find the market. That’s easy. We can find database of recent

divorce cases.’ Rick’s brain started working fast.

On that day, they set out to find how many divorce cases

there were in their city.

After a day of calling prospects who had just divorced, they

found 11 multi millionaires who want to ‘protect’ their

property but don’t know how!

Robert and Rick got to work. They met up with their

prospects one by one. Because of their improved

communication skill, they easily build rapport on the first

time meeting the multi millionaires. And the prospects just

love them! Rick used his communication ability to ‘sell’

himself and persuaded his prospects to hire them.

After a week, both of them landed 4 clients.

The next week, another 3 clients.

In that month, they got 11 clients to ‘protect’!

18

Robert and Rick worked hard for these people and finally,

after 6 months…they cleared all their debts and were again

profiting from their law firm business. Clients kept coming to

them. They had become the ‘Divorce Expert’ lawyers.

As Rick was downloading his email, he saw Al’s email.

‘Gosh, I completely forgot about Al. He’s the guy who taught

me the lessons on how to make more money.’

He opened Al’s email:

-------------------------------------------------

Hi Rick,

It’s been sometime I did not hear from you. I’m glad you are

making more money now, and out of debts. But you are still

missing something, Rick. Remember the first time you

visited my forum but did not finish reading the article?

Here’s the complete article:

19

20

Read it and use the tip. You’ll make more money after that.

Cheers

Al.

Rick now knew he needed to leverage on something if he

wants to be on the next level of making more money in life…

easily.

21

That was when he remembered one client who owns a local

Tv network.

‘What happens if I can appear live on Tv? Would Tv makes a

good leverage? Definitely. Thousands of Americans will be

watching me.’

Rick called James Anderson up. James was the owner of

Sound Cable 5 Tv Network Inc.

‘James, remember me? Rick, your lawyer who saved you

$7.6 million US dollar from lost to your wife because of your

divorce?’

‘Sure I do, Rick! You are a life savior to me!’ James

answered.

‘What can I do for you, buddy?’

‘I am thinking of appearing live on Tv to add value to your

viewers. This is going to sound strange, but I would

appreciate it if I can appear on your ‘Executive Today’s

Challenge’ channel. I watch the channel every time. Last

week, your company invited a real estate broker to be

interviewed on how he purchased a property worth

$50,000.00 and managed to sell it at $500.000.00 after 2

years. I can be interviewed on how to avoid wasting time

when you are filing for divorce without spending thousands

of dollars. You know I can do it, James. I’ve done it for you.’

James agreed to put Rick on the next week’s show.

It was a blast on that day he appeared live on ‘Executive

Today’s Challenge’ talk show. More people ended up hiring

Rick to help them!

22

Rick hired 2 more new staff to take care of the

administration and another lawyer to help them out. He

would no longer accept ‘normal’ clients. All his clients must

pass certain criteria before they could hire him and Robert.

Both of them were doing this because they have to be very

selective toward clients now. Rick would handle more

important clients whereas the new lawyer Jonathan handled

the less important clients.

Business was good. But Rick thought they could still make

more money easily. So, Rick was going to ask Al for one last

advice …

Rick started typing his email to Al…

---------------------------------------------

Hey Al. I owe a huge thank you for all your help. Your

simple words and advice have turned into wisdom of making

money when I put it into practice. I’m not trying to be

greedy, but I think I can do more.

What else I might be missing, Al? Can you please advise?

Your friend,

Rick.

--------------------------------------------

The next day, Al replied:

23

--------------------------------------------

Hey Rick,

You are not being greedy. In lesson #1 of attitude and

mindset, you MUST learn that you deserve to be rich if you

put in efforts.

I do agree with you, you are still missing another way of

making money. It’s called multiple streams of income. With

your credibility and skill today, it’s easy to get other streams

of income without working. Sometimes, it doesn’t require

your efforts at all. Maybe, all you need to do is make one or

two phone calls.

I know Jason Curtis, one of your recent clients, whom you

helped to save 12 million US dollar. I’m sure he is very

grateful to you. Do you know that he’s in the middle of

taking public his latest dot com company, BizNet InfoTech

Inc this year?

You could profit from this without working at all. If you have

money, you can ride on his IPO and strike gold. But if you

don’t have money to invest, you can still make heck lots of

money. How? I’m sure Jason is looking for joint-venture

partners to invest in his company. To be a public-listed

company, he needs as much fund as possible. With your

network, I’m not surprise you’d have a few potential jointventure

partners you can introduce to Jason. In return, you

can simply ask Jason to give a small percentage of the

company’s stock when it gets listed. If it doesn’t, nobody

lose. You don’t lose anything because all you need to do is

make a few phone calls.

Keep me posted once you’ve successfully made money from

this simple idea. After you have done this, I have a final

lesson for you to make more money easily in life.

24

Your friend,

Al.

-----------------------------------------------

Another ‘Aha’ had just hit Rick’s head. He knew Jason quite

well. In fact, he was just having dinner with him last week in

Jason’s sports club. But he did not ask Jason about his

business. Jason was the type of guy who doesn’t brag. So, if

you don’t ask, he doesn’t tell.

He remembered James Anderson, the guy who owns the Tv

network. James was looking for some business to invest in.

Well, well... what other investment could be better than

investing into Jason’s promising dotcom company.

After making some phone calls, Rick hooked both of them

together and the rest was history.

Rick didn’t have to bother about everything. The company

was scheduled to be listed by end of the year. By that time,

he’d make over US $100,000.00 by just selling away his free

company stock.

He started to see how easy it is to make money with what

he already knows and have.

Rick remembered that he still miss the last lesson. He

replied to Al’s last email:

25

-----------------------------------------------

Hi Al,

I’m sending this email to ask for the last lesson to make

more money easily. I hope you’ll let me know as I’m ready

for it now.

Cheers

Rick.

-----------------------------------------------

Al only replied after a week:

-----------------------------------------------

Hey Rick,

You are already using the last lesson of making money

everyday… but not to make money. It’s called the internet.

The methods you are doing now to make more money are

the conventional business methods, or the offline world. The

online world of making money is another paradigm. I did not

reply to you for a week because I was on vacation in

Switzerland and yet, because of the internet... I was still

able to make money.

Not only the internet is low-cost, but it’s nearly all

automated. I’ve got customers all around the world buying

my products online and it’s all handled by system. Then

while I was in Switzerland, I was coaching some of my

clients using emails. So, if you are not using the internet to

make money, you are wasting a huge opportunity.

Your friend,

26

Al.

-----------------------------------------------

Rick now wondered what he could sell online. He called up

Robert to brainstorm on this. After 30 minutes, Robert was

at Rick’s house.

‘What Al said was totally right. We are already making lots

of money by selling to clients mainly from our city. No doubt

there are a few clients from other states but with the

internet, we can reach other people in the whole of United

States easier and cheaper! Not to mention… the world.’ Rick

said.

‘Yeah. I totally agree with you. This is great…but what can

we sell?’ Robert interrupted.

‘How about selling information…like books?’ Rick followed.

‘Better still… why not sell ebook? This way, we don’t even

have to ship any tangible products or stock up inventory. We

can write what we know that will add value to other people’s

life.’ Robert was excited.

After hours of brainstorming, they came up with what

information they’d sell online. An ebook titled, ‘101 Tips on

How to win a divorce and save all your money’.

They finished it in less than a week. It’s just an ebook

compilation of 101 tips that they have used for their clients!

It’s not like authoring a book with great stories in it.

After 1 year, their online business was 80% automated. It

was worth every single effort they put in to market online

because they didn’t have to work anymore, and yet they still

receive regular sales each month. It was not a lot of money,

but enough to pay for their office rent and their

administrative clerks.

Since the day Rick discovered all 5 lessons to make more

money in his life, he never received any email from Al

anymore. Even if Rick emailed Al, he never got a reply. It

was a mystery who Al was… but Rick has achieved his dream

and goal finally by understanding and applying the 5 lessons

to make more money easily.

------------------------------the end-----------------------------